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What you get: I've used the new app called Stack, which brands itself as the future of money. When you sign up, they mail you a prepaid Stack Mastercard, but you can do more than just make purchases on credit. Receive discounts on popular food, drinks, and services when you pay with your Stack card. Receive $20 when you activate your Stack card with my referral link!

What I get in return: Each friend who installs the Stack app with my link and activates their card helps me earn $5 to my account.  Use the link below to sign up!

Remember, once you use Stack, you can also get these perks by referring your friends!

Where to go: getstackco.app.link/NbvK7ssEgQ

What you get: I've started using an app called Caddle that offers cashback for retail or online purchases -- think Checkout 51.  Simply scan receipts for listed items or spend a minimum amount at their preferred retailers;  you can even score cashback from watching short ads or answering brief surveys within the app.

What I get in return: Each friend who installs and uses the Caddle app helps me earn $1 to my account.  Use the link below to sign up!

Remember, once you use Caddle, you can also get these perks by referring your friends!

I've only accumulated $2.25 to date, so I'll do a deeper dive into this once I hit the $20 threshold and cash out.  The app was featured on CBC's Dragon's Den.  Watch the video for more details.

When it ends: Indefinite

Where to go: caddle.ca/signup/referral/5a4bc4cf55720

Watch Caddle Consumer Video on Vimeo.

What you get: You can earn $5 welcome bonus by opening an Ebates account using the link below.

What I get in return: $5 for each friend who enrolls and makes a qualified purchased, plus a $25 bonus for referring two friends.  Win-Win!!  Speaking of winning, there are also draws to win one of ten $500 cash prizes.

Remember, once you become a customer, you can also get these perks by referring your friends!

When it ends: Dec 31, 2017

Where to go: Ebates.ca