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What you get: You can win Starbucks prizes including bonus stars toward food and drink, a Playstation Now prize pack, or even Starbucks for 1/3/6 months, a year, or for life! Make a purchase or complete weekly challenges and you'll earn bonus tokens. Collect 3 tokens belonging to a set to win the designated prize.

Note: If you find Starbucks to be super expensive, take heart! You can obtain tokens without making a purchase. You get a free token to start, and you can request free token entries by filling out an online form. In fact, I was able to get 13 tokens without going into Starbucks!

When it ends: January 6, 2020

Where to go: www.starbucksforlife.ca

Circle K is back to its gift-giving ways! Rather than a game of rock/paper/scissors, you simply open their advent calendar to see if you've an instant prize. There are also daily draws for gift cards of varying amounts when you enter the UPC of a participating product.

What you get: Play daily until the end of December for an instant prize (stuff you find in Circle K). When you win, they will text you a link. Open the link and scan at the Circle K cashier within 3 days to claim your prize.

I just started and have already won a Kinder Surprise Egg and BOGO Froster. It's a bit too cold out for their sugary beverage, but the kiddies loved the chocolate egg!

When it starts: December 1, 2019

When it ends: December 31, 2019

Where to go: 25DaysofCircleK.ca | Rules and Prizes

25 Days of Circle K

PayPal is a trusted and secure third-party payment system. You create an account and link it to your bank or credit card to fund purchases or money transfers. I've used it for years as a payment option as well as to transfer cash to others without any problems.

PayPal promotion
Open a new PayPal account and earn $10! Details below.

What you get: Let me refer you to sign up for PayPal by e-transferring you 1 cent. Then, you spend or send a minimum $5 by December 14, and you'll earn $10! And you can keep the penny I sent you.

What I get in return: I also get $10 if you follow through!

When it starts: November 23, 2019

When it ends: December 14, 2019

Where to go: Contact me with your preferred email address or phone number to take advantage of this promotion. Or, learn more about PayPal first.

By now you've heard of the Disney+, the new streaming service that includes the classic Disney/Pixar cartoons, Marvel movies, Simpsons episodes, Star Wars and more. It costs $8.99/month, but if you use Rakuten, you can save $6.25 off your first month. Or if you sign up for a year ($89.99), you'll earn $12.50 cashback.

Disney+ - The best stories in the world, all in one place
Save up to $12.50 on your Disney+ subscription with Rakuten!

Sign up my Rakuten referral code and get $5 cashback to try it out: https://www.rakuten.ca/referrer?referrerid=%2B%2F2cyPqlrUY%3D

If you're a big online shopper who's looking to stretch your money, have your Rakuten account ready in time for Black Friday and Cyber Monday!

Get your virtual hands ready to win more prizes from Circle K because Rock Paper Prizes is back for a second round! This time, you play against NHL players. The prizes aren't as good as before (no weekly or monthly draws), but it seems easier to win due to weak AI. It's funny how their hands are all the same skin colour. Similarly, they tend to make the same moves.

What you get: Play games of rock-paper-scissors against virtual opponents. If you win 2 out of 3 times, you get an instant prize! You get 3 attempts daily, so don't fret if you lose. When you win, they will text you a link. Open the link and tap the button at the Circle K cashier to claim your prize.

I've won about 8 times and all but one were BOGO wins. Sorry, but coupons aren't exciting nor are they prizes in my book. The one straight-up win I had was for Circle K branded peanuts but I couldn't even find them in store!

When it starts: October 2, 2019

When it ends: December 10, 2019

Where to go: https://rockpaperprizes.com/ | Rules and Prizes

You know those Circle K convenience stores at Esso gas stations? They have a contest to win instant prizes in the form of snacks and drinks. There are also weekly & monthly draws for bigger prizes (such as free gas, iPads, Nintendo Switch, and $10,000!), but the best part is how easy it is to win!

What you get: Play games of rock-paper-scissors against virtual opponents. If you win 2 out of 3 times, you get an instant prize! You get 3 attempts daily, so don't fret if you lose. When you win, they will text you a link. Open the link and tap the button at the Circle K cashier to claim your prize.

I played about 7 times and won 3 prizes! Rockstar Energy Drink, Montellier water, and Dairymilk Oreo Bar chocolate. You can claim multiple prizes at once, but you must claim within 5 days of winning.

When it starts: July 2, 2019

When it ends: September 3, 2019

Where to go: https://rockpaperprizes.com/ | Rules and Prizes

Rock Paper Prizes spoils from Circle K

The coffee war has heated up for Canadian customers! Tim Horton's recently unveiled their new Tims Rewards program, and Starbucks will be modifying their Starbucks Rewards program in April. Meanwhile, McDonald's has stayed ahead of the pack by offering virtual stamps when you purchase a hot McCafe beverage through their app.

Twice as much free coffee with the McDonald's app

What you get: When you use the McDonald's app to order coffee (or tea), you get a virtual stamp. Much like the physical stamps you get on the cup, collect 7 stamps and earn 1 medium coffee. In other words, you will earn two free coffees (one via the app, one with the physical stamped-filled rewards card).

Where to go:App Store link | Google Play link

Spotlight on: Caddle and Amazon

What I scored: Caddle now offers cash rewards for published Amazon reviews! There are plenty of Amazon-only cashback offers for things like chocolate, ketchup, and honey. BUT, not everyone gets them. They're more likely to appear the more surveys you answer and receipts you upload based on your shopping preferences.

KitKat minis $2 on Amazon.ca
Caddle email confirmation

Example: Caddle offered $2 cashback for KitKat Minis purchased from Amazon.ca. This was awesome considering they sell for $2 on Amazon, making this essentially free. There's an even better deal for Coffee Crisp Thins for $5 cashback on a $4.75 purchase.

Review it: After Caddle successfully processes the claim, a new offer appeared to earn $5 for leaving an Amazon review. Wow! This would involve writing a review on the item, having it accepted by Amazon, and then submitting a screenshot to Caddle.

Caution: Sound too good to be true? Yes, kind of. The tricky thing with Amazon purchases is they don't necessarily ship right away; you can only redeem Caddle's Amazon offers when the goods ship. And because these offers are limited, it's possible they disappear from Caddle before the items arrive, or you take too long to submit a screenshot of the purchase.

Same thing applies to the reviews; Amazon takes a few days or longer to approve your reviews, so by that time they're posted, the $5 review offer may no longer exist. You must be quick to redeem the offers or else cancel your order before they ship!  Grocery items cannot be returned.

Where to go: caddle.ca and enter Referral Code CHIHUN57475

What you get: You can earn $10 when you open your Checkout 51 account and redeem your first cashback offer!

What I get in return: $10 credited to my account for groceries.

Remember, once you become a customer, you can also get these perks by referring your friends!

When it ends: January 31, 2019

Where to go: https://checkout51.app.link/2RgLMGsDLR

Did you make a resolution to rein in your spending this year? If you sign up with Checkout 51, you can earn cashback on your groceries and household purchases. And until the end of January, you can get $10 when you sign up and redeem your first offer! Then, for each friend you refer who redeems an offer, you'll get an additional $10!

Earn $10 referral until the end of January

What you get: A year's subscription to Amazon Prime for free when you sign up for and use your Stack card!  Simply use Stack to pay for Amazon Prime monthly, and you'll get the charges reversed after it goes through.  Plus, earn a $20 referral bonus with my link.  

What I get in return: Each friend who installs the Stack app with my link and activates their card helps me earn $5 to my account.  Use the link below to sign up!

Remember, once you use Stack, you can also get these perks by referring your friends!

Where to go: getstackco.app.link/NbvK7ssEgQ

Get free shipping, video and music streaming, photo storage, and games with Amazon Prime membership